New House Plans Under $300K to Build

Affordable home & cottage designs under $300K

Looking to build a new home or cottage for under $300K? Explore our selection of affordable house and cottage plans featuring well-designed spaces, functional layouts and a variety of architectural styles. Construction costs are estimates and can vary depending on location, materials, labor and project specifications. Found a design you love? Our house plan modification services and network of home design professionals across Canada and the U.S. can help adapt it to your needs and project.

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Under $250,000 to Build From $250K to $400K Contemporary low-budget house plans
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111 plan(s) found
111 plan(s) found
front - BASE MODEL - Affordable House Plan, Modern Farmhouse, Up to 5 Bedrooms, Unfinished Basement, Open Concept - Arthur 3
1st level - Affordable House Plan, Modern Farmhouse, Up to 5 Bedrooms, Unfinished Basement, Open Concept - Arthur 3
Unfinished basement - Affordable House Plan, Modern Farmhouse, Up to 5 Bedrooms, Unfinished Basement, Open Concept - Arthur 3
Finished basement (Optional $) - Affordable House Plan, Modern Farmhouse, Up to 5 Bedrooms, Unfinished Basement, Open Concept - Arthur 3
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Arthur 3 4135-V1

Modern farmhouse

Bedrooms 2 to 5
Bathrooms 1
Living area 896 sq.ft.
Plan starting from
$1275
front - BASE MODEL - - Double Solstice
1st level - - Double Solstice
2nd level - - Double Solstice
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Double Solstice 3932

Cottage, chalet, cabin

Bedrooms 1
Bathrooms 1
Living area 713 sq.ft.
Plan starting from
$1220
front - BASE MODEL - Affordable modern single-story cottage plan with 2 bedrooms and large covered deck - Bonzai 5
1st level - Affordable modern single-story cottage plan with 2 bedrooms and large covered deck - Bonzai 5
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Bonzai 5 1909-V4

Modern / Design

Bedrooms 2
Bathrooms 1
Living area 780 sq.ft.
Plan starting from
$1220
front - BASE MODEL - - Bonzai 3
1st level - - Bonzai 3
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Bonzai 3 1909-V2

Modern / Design

Bedrooms 2
Bathrooms 2
Living area 930 sq.ft.
Plan starting from
$1275
front - BASE MODEL - - Skybridge 4
1st level - - Skybridge 4
Basement - - Skybridge 4
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Skybridge 4 2942

Cottage, chalet, cabin

Bedrooms 1 to 3
Bathrooms 2
Living area 1574 sq.ft.
Plan starting from
$1680
front - BASE MODEL - - Bonzai
1st level - - Bonzai
1st level (Optional $) - - Bonzai
Unfinished basement (Optional $) - - Bonzai
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Bonzai 1909-BH

Modern rustic

Bedrooms 2
Bathrooms 1
Living area 686 sq.ft.
Plan starting from
$1220
front - BASE MODEL - - St-Laurent
1st level - - St-Laurent
Unfinished basement - - St-Laurent
Finished basement (Optional $) - - St-Laurent
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St-Laurent 2190

Country

Bedrooms 2 to 4
Bathrooms 2
Living area 948 sq.ft.
Plan starting from
$1275
front - BASE MODEL - - Summer
1st level - - Summer
2nd level - - Summer
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Summer 1924

Modern farmhouse

Bedrooms 1
Bathrooms 1
Living area 636 sq.ft.
Plan starting from
$1220
front - BASE MODEL - - Great Escape - Eco
1st level - - Great Escape - Eco
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Great Escape - Eco 90114

Cabin plans

Bedrooms 2
Bathrooms 1
Living area 704 sq.ft.
Plan starting from
$1220
front - BASE MODEL - - Kief
1st level - - Kief
Unfinished basement - - Kief
Finished basement (Optional $) - - Kief
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Kief 90100

Cottage, chalet, cabin

Bedrooms 2 to 4
Bathrooms 2
Living area 884 sq.ft.
Plan starting from
$1275
front - BASE MODEL - - Appalachian
1st level - - Appalachian
Unfinished basement - - Appalachian
Unfinished basement (Optional $) - - Appalachian
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Appalachian 90107

Cottage, chalet, cabin

Bedrooms 1 to 3
Bathrooms 2
Living area 786 sq.ft.
Plan starting from
$1220
front - BASE MODEL - - Lova
1st level - - Lova
Unfinished basement - - Lova
Finished basement (Optional $) - - Lova
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Lova 2184

Modern Craftsman

Bedrooms 2 to 4
Bathrooms 1
Living area 864 sq.ft.
Plan starting from
$1275