New House Plans Under $300K to Build

Affordable home & cottage designs under $300K

Looking to build a new home or cottage for under $300K? Explore our selection of affordable house and cottage plans featuring well-designed spaces, functional layouts and a variety of architectural styles. Construction costs are estimates and can vary depending on location, materials, labor and project specifications. Found a design you love? Our house plan modification services and network of home design professionals across Canada and the U.S. can help adapt it to your needs and project.

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Under $250,000 to Build From $250K to $400K Contemporary low-budget house plans
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Plan number (1-9)
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111 plan(s) found
111 plan(s) found
Rear view - BASE MODEL - - Bonzai 2
1st level - - Bonzai 2
Basement - - Bonzai 2
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Bonzai 2 1909-V1

Contemporary

Bedrooms 2, 3
Bathrooms 2
Living area 1528 sq.ft.
Plan starting from
$1680
front - BASE MODEL - - The Bunting 2
1st level - - The Bunting 2
Unfinished basement - - The Bunting 2
Finished basement (Optional $) - - The Bunting 2
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The Bunting 2 2180-V1

Farmhouse

Bedrooms 1 to 3
Bathrooms 2
Living area 896 sq.ft.
Plan starting from
$1275
Color version 1 - Front - - Halte
1st level - - Halte
1st level option 1 - - Halte
1st level option 2 - - Halte
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Halte 6984

Modern / Design

Bedrooms 1, 2
Bathrooms 1
Living area 1153 sq.ft.
Plan starting from
$1450
front - BASE MODEL - - Boho
1st level - - Boho
Unfinished basement - - Boho
Finished basement (Optional $) - - Boho
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Boho 3976

Modern / Design

Bedrooms 1 to 4
Bathrooms 2.5
Living area 855 sq.ft.
Plan starting from
$1275
front - BASE MODEL - - The Bunting
1st level - - The Bunting
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The Bunting 2180

Farmhouse

Bedrooms 1
Bathrooms 1
Living area 784 sq.ft.
Plan starting from
$1220
front - BASE MODEL - - Newland
1st level - - Newland
Unfinished basement - - Newland
Finished basement (Optional $) - - Newland
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Newland 3326

Modern farmhouse

Bedrooms 1 to 3
Bathrooms 2
Living area 985 sq.ft.
Plan starting from
$1275
front - BASE MODEL - - Sunny Hill
1st level - - Sunny Hill
Basement - - Sunny Hill
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Sunny Hill 6119

Modern farmhouse

Bedrooms 4
Bathrooms 2
Living area 2050 sq.ft.
Plan starting from
$1740
front - BASE MODEL - - Rifugio
1st level - - Rifugio
2nd level - - Rifugio
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Rifugio 1919

Cottage, chalet, cabin

Bedrooms 1, 2
Bathrooms 1
Living area 741 sq.ft.
Plan starting from
$1220
front - BASE MODEL - - Mayfair
1st level - - Mayfair
Unfinished basement - - Mayfair
Finished basement (Optional $) - - Mayfair
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Mayfair 2327

Transitional

Bedrooms 2 to 5
Bathrooms 2
Living area 960 sq.ft.
Plan starting from
$1275
front - BASE MODEL - Low-cost one-story empty nester, 1 bedroom + 1 office, open floor plan, trending style - Chauncy
1st level - Low-cost one-story empty nester, 1 bedroom + 1 office, open floor plan, trending style - Chauncy
Unfinished basement - Low-cost one-story empty nester, 1 bedroom + 1 office, open floor plan, trending style - Chauncy
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Chauncy 2186

French Country

Bedrooms 1, 2
Bathrooms 1
Living area 832 sq.ft.
Plan starting from
$1275
Color version 3 - Front - - Miranda 6
1st level - - Miranda 6
Unfinished basement - - Miranda 6
Finished basement (Optional $) - - Miranda 6
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Miranda 6 3137-V1

Country

Bedrooms 2 to 4
Bathrooms 2
Living area 936 sq.ft.
Plan starting from
$1275
front - BASE MODEL - - PUR 2
1st level - - PUR 2
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PUR 2 90101-V1

Modern / Design

Bedrooms 1
Bathrooms 1
Living area 784 sq.ft.
Plan starting from
$1220